30 Days Is Not a Lot of Time
FIPA applies to any business that holds personal information on Florida residents — not just Florida-headquartered companies. It requires "reasonable" data security measures and gives you just 30 days from determining a breach to notify affected individuals. We help you meet the security bar before an incident, and move fast if one happens anyway.
WHAT FIPA REQUIRES
The Obligations That Actually Get Enforced
Reasonable Security Measures
FIPA requires "reasonable" safeguards for personal information — a standard we translate into concrete, documented controls, not guesswork.
30-Day Breach Notification
Individuals must be notified within 30 days of determining a breach occurred — with a possible 15-day extension only for good cause, filed in writing.
Attorney General Notice (500+)
Breaches affecting 500 or more Florida residents also require notice to the Florida Department of Legal Affairs.
Credit Bureau Notice (1,000+)
Breaches affecting 1,000 or more residents require notice to all nationwide consumer reporting agencies as well.
Secure Disposal Requirements
Personal information has to be disposed of securely — shredded, erased, or otherwise rendered unreadable — not just deleted from a file list.
Third-Party & Vendor Coverage
Obligations extend to third-party agents handling data on your behalf — your vendor contracts need to reflect that.
WHAT'S AT STAKE
Penalties Scale With How Long You Wait
FIPA is enforced as an unfair or deceptive trade practice, with civil penalties that compound the longer noncompliance continues.
- $1,000 per day: For each of the first 30 days a required notification is late.
- $50,000 per 30-day period: For each additional 30 days beyond the first, up to 180 days.
- $500,000 maximum: The statutory cap once noncompliance passes 180 days — before considering related claims.
HOW WE HELP
Ready Before You Need To Be
Gap Assessment Against the Reasonableness Standard
We evaluate your current safeguards, data handling, and disposal practices against what FIPA — and regulators after the fact — would consider reasonable.
Breach Notification & Incident Response Planning
A tested plan that gets you through determination, notification drafting, and the AG/credit bureau thresholds inside the 30-day window — not scrambling to build one after the fact.
Paired With HIPAA & SOC 2 Work
For healthcare and services clients already working with us on HIPAA or SOC 2, FIPA controls are layered in rather than run as a separate project.